Options
| Cover Level | Bronze | Silver | Gold |
|---|---|---|---|
| Vet Fees | up to £1,000* | up to £3,000* | up to £5,000* |
| Treatment Period ** | no time limit, up to the sum insured | no time limit, up to the sum insured | no time limit, up to the sum insured |
| Death from Accident/Illness ‡ | £0 | £250 | £750 |
| 3rd Party Liability (dogs only) ^ | £1M (dog) | £1M (dog) | £1M (dog) |
| Accidental Damage ^ | £0 | £0 | £500 |
| Recovery expenses | £0 | £250 | £750 |
| Boarding fees | £0 | £250 | £1,000 |
| Loss by theft or straying | £0 | £250 | £750 |
| Holiday cancellation † | £0 | £250 | £2,000 |
| Bereavement Counselling |  |
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| Pet Legal | |
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| Pet Minders | |
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| Vet Finder Helpline | |
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| Pay Vet Direct | |
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| Overseas Travel † | 30 days | 30 days | 12 months |
¹ 0% APR on monthly premiums
² Excess is payable on a per condition basis
* Ongoing cover is provided up to either £1,000 / £3,000 / £5,000 per incident, subject to premiums being paid and up-to-date and the policy renewed
** As long as payments are made in full, on time and the policy’s renewed at the end of the term
‡ Death by illness does not apply to dogs that are over 9 years old or cats that are over 11 years old
^ £100 excess applies to all claims
† Subject to full compliance with the PETS travel scheme
Excesses:
- If your pet is under 6 years of age the excess is £75.
If your pet is 6 years of age or older, the excess is £75 excess for each illness or injury plus 20% of the remaining cost of the treatment. - Third Party Liability £100
- Accidental Damage £100
Important Points:
(please refer to the full policy wording for complete terms and conditions)
- The excess amounts shown against the cover are the amounts which you personally will be asked to pay in respect of each claim.
- Veterinary fees which are not covered include the costs of routine examinations, vaccinations, whelping, kittening, castration, spaying and prescription drugs for preventative treatment.
- Cats and Dogs must be at least 8 weeks old to qualify for Petwise healthcare.
- Cover for illness starts 10 days after the inception date of the policy.
- Third party insurance applies only if you are not already covered by your household policy, it excludes injury to your family, household, employees or their property.
- Insurance cover is available in the United Kingdom (including Northern Ireland), Isle of Man and Channel Islands only.
- Your insurance certificate cannot be transferred to another pet.
- A copy of the policy is available for inspection on request.
- Death/permanent loss of pet will result in the immediate cancellation of the policy benefits are not transferable.